Landlords Insurance

What is Landlord Insurance?

Landlord insurance is similar to buildings and contents insurance; however, the cover is designed to protect landlords on their rental or buy-to-let property. This can cover accidents by the tenant as well as cover the building itself from damage due to fire, storm and floods etc.
Landlord Buildings Insurance covers the main structure of the home; i.e. the walls, roof, windows and doors etc. There is not a legal requirement to insure your home, but if you have a mortgage on the property, it is likely your provider will insist you do.
Landlord Contents insurance essentially covers all the belongings inside the home unless otherwise specified in the policy plan.
Standard contents insurance includes white goods i.e. washing machines, dishwashers and fridge freezers. It will also include carpets, furniture, curtains and blinds.