Mortgages by Occupation

Your career

At Home Group Financial, we understand that your career plays a key role in how lenders assess income, affordability, and risk. That’s why we offer tailored mortgage advice for a wide range of professional and public service occupations—recognising the unique circumstances, benefits, and challenges each role may involve.

Range of lenders

Whether you’re employed, contracted, or on variable income, we search a comprehensive range of lenders from across the market to help find suitable mortgage solutions that align with your employment type and long-term goals.

Doctors & NHS Workers

Specialist advice for medical professionals, including junior doctors, locums, consultants, and NHS staff.

Teachers & Education Professionals

Flexible mortgage solutions for teachers, supply staff, newly qualified teachers (NQTs), and education professionals.

Fire Service

Support for firefighters including understanding overtime, shift allowances, and enhanced affordability.

Police Officers

Tailored mortgage guidance for police officers and staff, including those working variable hours or overtime-heavy roles.

Military & Armed Forces

Advice for members of the Army, Navy, RAF and MoD, with support for both UK and overseas postings.

CIS Contractors

We help self-employed contractors paid under the CIS scheme secure mortgages based on gross day rates—ideal for construction industry workers.

Pilots & Cabin Crew

Specialist support for aviation professionals with complex or overseas income structures, including day rates and allowances.