Home Mover Mortgages

mortgages when moving home

You’re ready to move home either because you need extra rooms, a bigger garden or moving to a home closer to the school catchment area. Do you know how much you can afford? Have you had a valuation on your current property? There are plenty of factors that go into this process – it’s not just about how much you earn and how much the house costs.

Our Advisers can you talk you through the steps you should take before making an offer on your new home including moving costs and the mortgage you’ll need on the new property, this also includes and if applicable porting over your existing mortgage to the new property.

Get an idea of how much you can afford

You’ll need to check how much you can afford from a bank or building society and you can do this by using our Mortgage Borrowing Calculator. Check out our Mortgage Calculator below to see how much you can afford. Most calculators you find are generic calculators applying the logic of income, outgoings and then providing an income multiplier between x4-5 of your joint or single income.

Please contact a Home Group Advisor here for a personalised agreement in principle and the amount you’ll be able to borrow from a lender once a full affordability assessment has been carried out, we’ll also help you calculate your equity deposit for the new home.