HMO Mortgages

Teachers – Where We Can Help

Please see below a number of scenarios where we help Teachers or you can check out our full Teacher Mortgage Guide.

Newly Qualified Teacher

You could be recently qualified or even had a new role offered to you in another location where you are looking to purchase a home. We can help NQTs with little to zero experience just a employment contract to secure a mortgage with access to the right lenders.

Teacher Pay-Scales

You may be due to go through a pay scale or have gone through it but your payslips don’t reflect this, normally between Sep-Dec and could be the time you are looking to remortgage or buy a home. We can help explain this to lenders ensuring you get the get the right mortgage deal.

Fixed Term Contracts

You may be doing Parental Cover or on a FTC for a variety of reasons, these are becoming increasingly common in Schools and some lenders don’t understand these types of contracts. We can ensure it’s explained to the lender in simple terms to get you your mortgage approval and avoid a decline despite your experience in the education sector.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.