Second Home Stamp Duty Calculator

Second Home Stamp Duty Calculator

If you are planning to purchase a second home or holiday home you’ll need to take another residential mortgage. Use our Second Home Stamp Duty Calculator to get an idea of Stamp Duty costs when purchasing a second home.

Stamp Duty changes – april 2025

Check out our blog on the full details of the upcoming stamp duty changes, the key highlights:

First-Time Buyers:

• The tax-free threshold decreases from £425,000 to £300,000.
• Properties priced between £300,001 and £500,000 will incur a 5% SDLT on the amount over £300,000.

• Purchases above £500,000 will not qualify for first-time buyer relief and will be subject to standard rates.

Example: Purchasing a £400,000 property:

• Before 1 April 2025: No SDLT payable.
• After 1 April 2025: £5,000 SDLT payable.

Home Movers:

• The 0% threshold reduces from £250,000 to £125,000.
• A new 2% rate applies to the portion between £125,001 and £250,000.

Example: Purchasing a £350,000 property:

• Before 1 April 2025: £5,000 SDLT payable.
• After 1 April 2025: £7,500 SDLT payable.

Additional Property Purchases:

• Higher rates will apply, with increased percentages across all bands.

Example: Purchasing a £350,000 additional property:

• Before 1 April 2025: £22,500 SDLT payable.
• After 1 April 2025: £25,000 SDLT payable.

How Our Second Home Stamp Duty Calculator Helps:

• Quick & Accurate Results: Get instant estimates based on your property’s purchase price and location.
• Additional Property Surcharge: Automatically applies the 3% second home surcharge.
• Latest Government Rates: Uses the most up-to-date Stamp Duty rates for accuracy.

Plan Ahead with Our Second Home Stamp Duty Calculator

Take the guesswork out of your next property purchase. Use our calculator to quickly determine your Stamp Duty costs for buying an additional property.

Estimate Your Second Home Stamp Duty Costs Now!

Enter your property value below to see how much stamp duty you’ll need to pay for your second home.