Our weekly guide on Mortgage Best Buys from across the market. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.
Mortgage Best Buys
Bank of England have increased the base to 4.00%. As a result all current and new tracker products have gone up pushing the difference between a fixed and tracker rate even closer. Some fixed rate especially at higher loan to value ie. 90-95% have dropped, this is a positive signals for First Time Buyers. When making decisions on your mortgage, advice and recommendation from a qualified adviser that is managing these market waves day-day, is worth it’s weight in gold. Our role as Advisers is to help our clients make an informed decision based on our experience and your own personal circumstances.
First Time Buyers
| Loan to Value | Rate Type | Rate | Lender |
| 95% | 2-year fixed | 5.89% | Nottingham Building Society |
| 90% | 2-year fixed | 5.11% | Coventry Building Society |
| 95% | 5-year fixed | 5.05% | Accord Mortgages |
| 90% | 5-year fixed | 4.69% | Leeds |
Remortgage
| Loan to Value | Rate Type | Rate | Lender |
| 85% | 2-year fixed | 4.77% | Principality |
| 75% | 2-year fixed | 4.63% | Virgin Money |
| 60% | 2-year fixed | 4.55% | Platform |
| 85% | 5-year fixed | 4.49% | NatWest |
| 75% | 5-year fixed | 4.23% | Halifax |
| 60% | 5-year fixed | 4.18% | Halifax |
| 85% | 2-year tracker | 4.29% | NatWest |
| 75% | 2-year tracker | 4.04% | NatWest |
| 60% | 2-year tracker | 3.89% | NatWest |
Large Loans over £750k
| Loan to Value | Rate Type | Rate | Lender |
| 85% | 2-year fixed | 4.93% | NatWest |
| 75% | 2-year fixed | 4.68% | Platform |
| 85% | 2-year tracker | 4.29% | NatWest |
| 75% | 2-year tracker | 4.04% | NatWest |
ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY. ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS, PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
