Our weekly guide on Mortgage Best Buys. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.
Mortgage Best Buys
Our best buys listed below, some action in 5-year fixed market with HSBC at 3.94% and First Time Buyer rates with 10% deposit creeping towards 4.50%. With Spring in sight lots of Home Mover and First Time Buyers enquiries showing positive signals to the market.
As ever we are here to support customers with Advice and Recommendation all aspects of Property Finance.
First Time Buyers
| Loan to Value | Rate Type | Rate | Lender |
| 95% | 2-year fixed | 5.30% | Skipton BS |
| 90% | 2-year fixed | 4.93% | NatWest |
| 95% | 5-year fixed | 4.99% | Nationwide |
| 90% | 5-year fixed | 4.53% | NatWest |
Remortgage
| Loan to Value | Rate Type | Rate | Lender |
| 75% | 2-year fixed | 4.30% | Halifax |
| 60% | 2-year fixed | 4.25% | Halifax |
| 75% | 5-year fixed | 4.09% | HSBC |
| 60% | 5-year fixed | 3.94% | HSBC |
| 75% | 2-year tracker | 4.34% | Nationwide BS |
| 60% | 2-year tracker | 4.24% | Nationwide BS |
Large Loans over £1m
| Loan to Value | Rate Type | Rate | Lender |
| 85% | 2-year fixed | 4.66% | Halifax |
| 75% | 2-year fixed | 4.37% | Leeds BS |
| 85% | 2-year tracker | 4.46% | Barclays |
| 75% | 2-year tracker | 4.36% | Barclays |
ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY. ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS, PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
