Best Buy Mortgage Rates – 3rd August 2023

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Our weekly guide on Mortgage Best Buys Mortgage Rates. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.

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First Time Buyers Fixed Rates

LenderRateLoan to ValueRate Type
Principality6.75%95%2-year fixed
Principality6.20%90%2-year fixed
Accord6.00%95%5-year fixed
Barclays5.70%90%5-year fixed

Large Mortgage Loans Purchase Rates over £1m

LenderRateLoan to ValueRate Type
Barclays6.27%85%2-year fixed
Barclays5.99%75%2-year fixed
Halifax(0.58%+BoE)85%2-year tracker
HSBC(0.29%+BoE)75%2-year tracker
Bank of England base rate is currently 5.00% as of 02.08.23

Remortgage Fixed Rates

LenderRateLoan to ValueRate Type
Leeds BS5.99%75%2-year fixed
Virgin Money5.90%60%2-year fixed
Barclays5.54%75%5-year fixed
Virgin5.40%60%5-year fixed
Nationwide5.04%75%10-year fixed

Buy to Let Purchase Rates

LenderRateLoan to ValueRate Type
Virgin MoneyPersonal (5.55%)75%5-year fixed
Kent RelianceLimited (5.24%)75%5-year fixed

Products correct as of 02.08.23

ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY. ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS THESR ARE FOR ILLUSTRATIVE PURPOSES OF RATES. PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION TO MEET YOUR CIRCUMSTANCES

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.