Best Buy Mortgage Rates – 16th February

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Our weekly guide on Mortgage Best Buys Mortgage Rates. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.

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First Time Buyers Fixed Rates

LenderRateLoan to ValueRate Type
Nationwide5.39%95%2-year fixed
HSBC4.89%90%2-year fixed
Leeds4.93%95%5-year fixed
Santander4.47%90%5-year fixed

Large Mortgage Loans Purchase Rates over £1m

LenderRateLoan to ValueRate Type
Natwest4.79%85%2-year fixed
Santander4.30%75%2-year fixed
Halifax5.83%85%2-year tracker
Nationwide5.40%75%2-year tracker

Remortgage Fixed Rates

LenderRateLoan to ValueRate Type
Principality4.49%75%2-year fixed
Santander4.39%60%2-year fixed
Principality4.25%75%5-year fixed
HSBC3.99%60%5-year fixed
HSBC4.59%75%10-year fixed

Buy to Let Purchase Rates

LenderRateLoan to ValueRate Type
Santander4.35%, £2k fee75%5-year fixed
Kensington4.49%, 5% fee (Ltd)75%5-year fixed

PRODUCTS CORRECT AS OF 16.2.24
ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY.
ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS THESR ARE FOR ILLUSTRATIVE PURPOSES OF RATES. PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION TO MEET YOUR CIRCUMSTANCES. ALL VIEWS IN MARKET COMMENTARY ARE THE PERSONAL OPINIONS OF THE AUTHOR.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE