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Best Buy Mortgage Rates – 15th December

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Our weekly guide on Mortgage Best Buys Mortgage Rates. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.

Market Commentary

This week the Bank of England base rate was held at 5.25%. In the past few weeks we have seen mortgage-rates reduce and as a result many of our customers pre-completion and where applicable have been switched onto lower rates. We continue to monitor the market heading into 2024 and will keep you posted with ongoing updates – speaking to an Adviser that monitors the market to ensure you are on the most suitable and most cost-effective rate has never been more important.

First Time Buyers Fixed Rates

LenderRateLoan to ValueRate Type
Nationwide5.75%95%2-year fixed
Nationwide5.29%90%2-year fixed
Nationwide5.25%95%5-year fixed
Nationwide4.79%90%5-year fixed

Large Mortgage Loans Purchase Rates over £1m

LenderRateLoan to ValueRate Type
Barclays5.15%85%2-year fixed
Barclays4.80%75%2-year fixed
Halifax5.83%85%2-year tracker
HSBC5.54%75%2-year tracker

Remortgage Fixed Rates

LenderRateLoan to ValueRate Type
Nationwide4.88%75%2-year fixed
Nationwide4.82%60%2-year fixed
Principality4.61%75%5-year fixed
Principality4.61%60%5-year fixed
Virgin Money4.89%75%10-year fixed

Buy to Let Purchase Rates

LenderRateLoan to ValueRate Type
Aldermore (Ltd BTL)4.79%75%5-year fixed
The Mortgage Works4.54%75%5-year fixed
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PRODUCTS CORRECT AS OF 15.12.23
ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY.
ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS THESR ARE FOR ILLUSTRATIVE PURPOSES OF RATES. PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION TO MEET YOUR CIRCUMSTANCES.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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