Best Buy Mortgage Rates – 14th July 2023

Get in touch for a free, no-obligation chat about how we might be able to help you.

Our weekly guide on Mortgage Best Buys Mortgage Rates. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.

mortgage rates

First Time Buyers Fixed Rates

LenderRateLoan to ValueRate Type
Halifax6.62%95%2-year fixed
Halifsx5.95%90%2-year fixed
HSBC6.04%95%5-year fixed
Principality5.60%90%5-year fixed

Large Mortgage Loans Purchase Rates over £1m

LenderRateLoan to ValueRate Type
Halifax6.10%85%2-year fixed
Halifax6.06%75%2-year fixed
Halifax5.58%85%2-year tracker
Leeds BS5.30%75%2-year tracker

Remortgage Fixed Rates

LenderRateLoan to ValueRate Type
Coventry BS5.88%75%2-year fixed
Coventry BS5.81%60%2-year fixed
Virgin Money5.60%75%5-year fixed
Virgin5.55%60%5-year fixed
Nationwide5.04%60% & 75%10-year fixed

Buy to Let Purchase Rates

LenderRateLoan to ValueRate Type
TSB5.59% (Personal) 75%5-year fixed
TML5.76% (Ltd) 75%5-year fixed

Products correct as of 14.07.23

ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY. ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS THESR ARE FOR ILLUSTRATIVE PURPOSES OF RATES. PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION TO MEET YOUR CIRCUMSTANCES

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.