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Best Buy Mortgage Rates – 12th January

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Our weekly guide on Mortgage Best Buys Mortgage Rates. We also include commentary on the current market economy whilst keeping you updated with our Guides section on our website talking about Mortgages, Protection, Money, Property and Financial Planning.

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First Time Buyers Fixed Rates

Lender Rate Loan to Value Rate Type
Co-Op 5.18% 95% 2-year fixed
Virgin Money 4.87% 90% 2-year fixed
Co-Op 4.64% 95% 5-year fixed
Co-Op 4.28% 90% 5-year fixed

Large Mortgage Loans Purchase Rates over £1m

Lender Rate Loan to Value Rate Type
Halifax 4.57% 85% 2-year fixed
Barclays 4.20% 75% 2-year fixed
Halifax 5.83% 85% 2-year tracker
HSBC 5.54% 75% 2-year tracker

Remortgage Fixed Rates

Lender Rate Loan to Value Rate Type
TSB 4.54% 75% 2-year fixed
Coventry 4.42% 60% 2-year fixed
Co-Op 4.02% 75% 5-year fixed
Santander 3.89% 60% 5-year fixed
HSBC 4.19% 75% 10-year fixed

Buy to Let Purchase Rates

Lender Rate Loan to Value Rate Type
Santander 4.50% 75% 5-year fixed
Paragon 4.50%  (Ltd) 75% 5-year fixed

PRODUCTS CORRECT AS OF 12.1.24
ALL MORTGAGE RATES ARE SUBJECT TO CREDIT STATUS, INCOME AND AFFORDABILITY.
ARRANGEMENT FEES AND EARLY REPAYMENT CHARGES MAY APPLY TO THESE PRODUCTS THESR ARE FOR ILLUSTRATIVE PURPOSES OF RATES. PLEASE CONTACT AN ADVISER FOR A RECOMMENDATION TO MEET YOUR CIRCUMSTANCES.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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